Stop Guessing. Get the Best Pet Insurance for Your Frenchie, Pug, & Bulldog.

The only guide focused 100% on BOAS, Hereditary Conditions, and Pre-Existing Issues for flat-faced breeds.

Featured Posts

A cinematic, eye-level shot of an English Bulldog sitting on a living room rug, looking curiously at a sleek tablet screen displaying the 'Spot Pet Insurance' logo

The “180-Day Loophole”: Is Spot Pet Insurance the Ultimate Hack for Bulldogs?

Written by:
Narendra
/

The Pre-Existing Nightmare for Bulldogs When I review pet insurance policies for English and French Bulldogs, I usually end up frustrated. Bulldogs are incredibly expensive to insure because their genetics …

A cinematic, split-screen photograph. On the left, a happy Labrador Retriever sitting next to a small green price tag that says ' 45mo

The “Breed Penalty”: Why Insuring a Bulldog Costs 300% More Than a Labrador

Written by:
Narendra
/
A cinematic, suspenseful image of a ticking stopwatch resting on top of a veterinary medical record

The “14-Day Trap”: How to Beat Pet Insurance Waiting Periods for Flat-Faced Dogs

Written by:
Narendra
/
A close-up, high-quality image of a person's hands holding a long, detailed veterinary invoice receipt

The $6,000 BOAS Bill Breakdown: What Are You Actually Paying For in 2026?

Written by:
Narendra
/
A cinematic split-screen image. On the left side, the Trupanion logo colors (red and white)

The $6,000 BOAS Battle: Trupanion vs. Healthy Paws (Which One Actually Pays?)

Written by:
Narendra
/

Why I Built Flat Face Insurance

Hi, I’m Narendra .
I started this site after watching a close friend face a nightmare: His Frenchie needed urgent breathing surgery, but his insurance denied the $4,500 claim due to a ‘fine print’ loophole.

That day, I realized that standard pet insurance fails flat-faced breeds.
I am not an agent. I am a researcher and advocate. My mission is simple: To read the boring 50-page policy documents so you don’t have to, and to help you find coverage that actually pays when your dog needs it most.”

Latest Posts

A cinematic, highly detailed image of a cute 8-week-old French Bulldog puppy sitting on an office desk
BOAS

The “Golden Window”: How to Get BOAS Surgery Covered (Without the Pre-Existing Trap)

Written by:
Narendra
/
A cinematic, eye-level shot of a French Bulldog sitting next to a thick, complex legal insurance document
BOAS

The $5,000 BOAS Question: Will Your Pet Insurance Actually Pay for Frenchie Airway Surgery?

Written by:
Narendra
/
A split-screen close-up of a French Bulldogs nose. The left nostril is highlighted in Green with a checkmark
BOAS

The “Two Nostril” Loophole: Is BOAS Considered a Bilateral Condition?

Written by:
Narendra
/
A close-up, high-definition shot of a French Bulldog sleeping deeply on a pillow, mouth slightly open
BOAS

The “Silent Choke”: Why Your Frenchie’s Cute Snoring is Actually a $6,000 Medical Emergency

Written by:
Narendra
/
A cinematic shot of a French Bulldog sitting in the passenger seat of a car, looking out the window with wind in its ears
BOAS

The “Surgery Tourism” Hack: Why Driving Your Frenchie to Texas Could Save You $3,000 on BOAS

Written by:
Narendra
/
A conceptual split-screen image. On the left, a French Bulldog sitting on a map of California with a price tag reading ' 280mo' in red
Cost Guides

The “Zip Code” Discrimination: Why Frenchie Insurance Costs Double in These 3 States

Written by:
Narendra
/
A close-up, wide-angle shot of a Cocker Spaniel's face looking up at the camera with massive, irresistible 'puppy dog eyes' while begging for a treat
Health and Care

The “Begging Eyes” Trap: Why 60% of Cocker Spaniels Lose Insurance Coverage Due to Obesity

Written by:
Narendra
/
A close-up, emotional photograph of a beautiful Cocker Spaniel looking sad, with one heavy, floppy ear lifted slightly by a veterinarian's gloved hand
Health and Care

The “Floppy Ear” Trap: Why Your Cocker Spaniel’s Cutest Trait is an Insurance Nightmare

Written by:
Narendra
/
Close-up, low-angle shot of a French Bulldog panting heavily with a wide tongue, looking exhausted on a sunny pavement
Health and Care

The “25-Degree” Death Zone: Why Summer Heat Kills Frenchies Faster Than You Think (And Why Insurers Won’t Pay

Written by:
Narendra
/
Read All Article