The “$15/Month Illusion”: Are Accident-Only Plans a Death Trap for Flat-Faced Dogs?

A split-screen cinematic image. On the left, a bright, cheerful price tag saying ' 15mo' with a green checkmark

The Temptation of the “Cheap” Premium If you have been shopping for pet insurance for an English Bulldog, Frenchie, or Pug, you have probably been hit with staggering quotes. When comprehensive coverage costs $150 to $250 a month, a little box that says “Accident-Only Coverage for $15/month!” looks incredibly tempting. I see owners make this

The “180-Day Loophole”: Is Spot Pet Insurance the Ultimate Hack for Bulldogs?

A cinematic, eye-level shot of an English Bulldog sitting on a living room rug, looking curiously at a sleek tablet screen displaying the 'Spot Pet Insurance' logo

The Pre-Existing Nightmare for Bulldogs When I review pet insurance policies for English and French Bulldogs, I usually end up frustrated. Bulldogs are incredibly expensive to insure because their genetics make them prone to chronic issues. If you take your 4-month-old Bulldog puppy to the vet for a simple yeast infection in their ear, almost

The $6,000 BOAS Battle: Trupanion vs. Healthy Paws (Which One Actually Pays?)

A cinematic split-screen image. On the left side, the Trupanion logo colors (red and white)

The 50-Page PDF Headache: Finding the Right Coverage When I first started analyzing pet insurance for flat-faced breeds, my eyes would glaze over reading 50-page legal PDFs. If you own a French Bulldog, Pug, or English Bulldog, you don’t care about generic coverage. You care about one very specific, very expensive acronym: BOAS (Brachycephalic Obstructive