The “Floppy Ear” Trap: Why Your Cocker Spaniel’s Cutest Trait is an Insurance Nightmare

A close-up, emotional photograph of a beautiful Cocker Spaniel looking sad, with one heavy, floppy ear lifted slightly by a veterinarian's gloved hand

If you own a Cocker Spaniel, you know “the smell.” It’s that faint, yeasty, musty odor that comes from under those beautiful, long floppy ears. We think it’s normal. Insurance companies think it’s a loophole. Cocker Spaniels are famous for two things: their merry personalities and their chronic ear problems. While you see cute ears,